How to charge Shanghai real estate transfer fee
Recently, Shanghai real estate transfer fees have become a hot topic, and many home buyers and sellers are concerned about the specific calculation method of transfer fees. This article will introduce in detail the charging standards, calculation methods and precautions for real estate transfer fees in Shanghai to help you better understand the relevant processes.
1. The main components of Shanghai real estate transfer fees
Shanghai real estate transfer fees mainly include deed tax, value-added tax, personal income tax, registration fees, etc. The specific fees vary according to factors such as the nature of the house (ordinary residence or non-ordinary residence), holding period, transaction price, etc. The following is a detailed fee table:
| Fee type | Charges | Remarks |
|---|---|---|
| Deed tax | 1%-3% | 1% for the first house below 90㎡, 1.5% for the above 90㎡; 3% for the second house |
| value added tax | 5.3% | Exemption for 2 years, the difference will be levied for non-ordinary residences |
| personal income tax | 1% or 20% difference | The only exemption for those over five years old |
| registration fee | 80 yuan | fixed fee |
2. Specific calculation examples of Shanghai real estate transfer fees
Assume that an ordinary residence has an area of 100 square meters, a transaction price of 5 million yuan, has been held for 5 years and is the family's only residence. The transfer fee is calculated as follows:
| Fee type | Calculation method | Amount |
|---|---|---|
| Deed tax | 5 million×1.5% | 75,000 yuan |
| value added tax | exempt from tax | 0 yuan |
| personal income tax | exempt from tax | 0 yuan |
| registration fee | fixed fee | 80 yuan |
| total | - | 75,080 yuan |
3. Things to note when transferring property in Shanghai
1.House property distinction:The tax standards for ordinary residences and non-ordinary residences are different, and the nature of the house needs to be confirmed in advance.
2.Calculation of holding period:The determination of 2 years or 5 years shall be based on the time of the real estate certificate or the deed tax payment certificate.
3.Only proof of housing:To be exempted from personal income tax, you need to provide proof of the family's only residence, otherwise you will need to pay 1% or 20% of the difference.
4.Loan impact:If there is a mortgage on the property, the loan must be paid off before the transfer can be completed.
4. Recent developments in Shanghai real estate transfer policies
According to hot topics in the past 10 days, Shanghai’s real estate market policies remain stable, but in some areas due to adjustments to housing in school districts, the number of transfer inquiries has increased. In addition, the tax department reminds home buyers to handle transfers through formal channels to avoid fines due to false declarations.
5. Summary
Shanghai real estate transfer fees involve many taxes and fees, and the specific amount needs to be calculated based on the housing situation and policy requirements. It is recommended that home buyers consult professional institutions or tax authorities before transactions to ensure that fees are clear and transparent and to avoid disputes.
If you need further information, you can log on to the official website of the Shanghai Real Estate Registration Center or call the 12345 citizen hotline for consultation.
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